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As a senior life underwriter at Level20, you'll focus on Progressive Life, a term life insurance provider whose vision is to make the process of purchasing life insurance easy and accessible to all Americans (learn more at progressivelife.com). In this role, you’ll be instrumental in the development and refinement of underwriting processes while assessing business risks of guideline changes. You’ll partner with various internal stakeholders to ensure efficient client service and focus on continuous development of underwriting rules and manuals for current and future products. Additionally, you’ll integrate new data sources and models, enhance automated underwriting systems and apply risk-based decision-making to determine appropriate requirements and risk classes for policy applicants. Your contributions will be crucial in driving innovation and ensuring the success of Progressive Life’s underwriting operations.

At Level20 (https://www.Level20.com and https://www.progressive.com/careers/our-teams/level20/), Progressive’s growth incubator, we fuel growth for the company through the exploration and development of new-to-market products. Our team has the backing of Progressive, which gives us access to a larger resource pool than a traditional start-up.

Location: this is a hybrid role in downtown Cleveland, OH. Work from home days are possible for this position (Monday and Friday).

Must-have qualifications

• High school diploma/GED equivalent or higher and a minimum of eight years underwriting experience with a direct US life insurance company or a US life reinsurance company
• {OR} Bachelor's degree or higher and a minimum of five years underwriting experience with a direct US life insurance company or a US life reinsurance company

Preferred skills

• In-depth knowledge of underwriting systems and workflows, including proficiency with rules engines and rules management
• Strong medical knowledge and basic understanding of medical terminology, with the ability to review medical records to make accurate underwriting assessments using appropriate guidelines
• Ability to work effectively in an Agile environment, adapting quickly to changes and ensuring efficient collaboration
• Proficiency in processing various underwriting reports, queries and reinsurance programs
• Excellent written and oral communication skills, with a demonstrated ability to handle confidential information

Compensation

• $80,000 - $105,000/year
• Gainshare bonus up to 30% of your eligible earnings based on company performance

Benefits

• 401(k) with dollar-for-dollar company match up to 6%
• Medical, dental & vision, including free preventative care
• Wellness & mental health programs
• Health care flexible spending accounts, health savings accounts, & life insurance
• Paid time off
• Paid & unpaid sick leave where applicable, as well as short & long-term disability
• Parental & family leave; military leave & pay
• Diverse, inclusive & welcoming culture with Employee Resource Groups
• Career development & tuition assistance
• Onsite gym & healthcare at large locations

Equal Opportunity Employer

Energage recognizes Progressive as a 2024 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.

For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://www.progressive.com/careers/how-we-hire/faq/job-scams/